A Dubai broker who will show you the statute.
I’m Mohammed N. Hwayyiz — a civil engineer who became a RERA-licensed Dubai broker, working only the investment side of the market. I underwrite distressed and off-plan deals against the Land Department’s own fee schedules, and I publish the workings.
If you’re writing about Dubai property and need someone who can point to the clause rather than offer a view, I’m glad to help — on the record, on background, or just to check a number before you file. I answer my own phone.
Based in Dubai (GST, UTC+4) — reachable through the Gulf working day and most of the London one.
The Broker Registration Number above is verifiable against the Dubai Land Department’s public register of licensed brokers. Four years in the Dubai market, investment side only — I’m not an end-user agent and won’t comment as one.
Six things I have already done the work on.
Each of these is a subject I’ve published on in detail, so there’s a documented position behind the quote — and I’ll send you the underlying schedule or article if it helps.
Distressed & below-market sales
“Distress” is not a regulated term in Dubai — no authority certifies it, so any agent can attach it to any listing. What actually separates a real distressed sale from a marketing label.
Off-plan default & developer cancellation
What a developer may retain when a buyer defaults is fixed by statute, not by the contract — which means the floor price on a cancelled unit can be derived rather than argued.
The real cost of buying in Dubai
The full closing-cost stack reconstructed line by line from the DLD's own schedule, including fees that appear on no published page. How a headline discount becomes a very different net number.
Service charges & unpaid arrears
Unpaid service charges attach to the unit, not to the departing owner — so the buyer inherits them. Where that gets enforced, and what to obtain before agreeing a price.
Mortgages, auctions & settlement timing
Why financed buyers can win a private distressed sale and almost never win at auction: the binding constraint is the settlement calendar, not the lender's appetite.
Commercial, industrial & labour accommodation
The under-covered end of the market. Why most commercial distress is an asset problem rather than an owner problem, and what that does to the yield a buyer is actually underwriting.
The full set of articles is at Insights — fourteen pieces, all sourced.
Attribution, bio and photograph.
Use these as written — it saves you a fact-check and saves me a correction.
Mohammed N. Hwayyiz, RERA-licensed Dubai broker and former civil engineer
The standing attribution line.
Short biography
Mohammed N. Hwayyiz is a civil engineer turned RERA-licensed Dubai broker (BRN 66920) who works only the investment side of the market. He underwrites distressed and off-plan deals against the Dubai Land Department’s own fee schedules, and publishes his workings at mohammedhwayyiz.com.
Photograph
A high-resolution headshot is available here: open the full-size image and save it. Free to use in any piece that quotes me — no credit required, though I’d appreciate a link.
On deadline? Call rather than email.
If it’s filing today, the phone is faster and I’d rather you got the number right than got it quickly.